Question 1

What zip codes cover the Lake Minnetonka area?

Accepted Answer

The Lake Minnetonka area is served by five primary zip codes. 55391 covers Wayzata, Minnetonka, Orono, Deephaven, Minnetonka Beach, Woodland, and Medina — the most prestigious and highest-priced zip code on the lake. 55331 covers Excelsior, Greenwood, Minnetrista, and Shorewood, centered on the historic charm of downtown Excelsior. 55364 covers Mound, Minnetrista, Orono, and Independence, offering the most diverse mix of price points from attainable lake access homes to large acreage estates. 55359 covers Maple Plain, Independence, Orono, Minnetrista, and Medina — a quiet, countryside zip code with large lots and rural privacy. 55356 covers Long Lake, Orono, and Medina, a well-positioned zip code with access to Stubbs Bay, North Arm Bay, Maxwell Bay, and several other west-side bays.

Question 2

What cities and bays are in zip code 55391?

Accepted Answer

Zip code 55391 includes the cities of Wayzata, Minnetonka, Orono, Deephaven, Minnetonka Beach, Woodland, and Medina. Bays in this zip code include East Upper Lake, Lafayette Bay, Crystal Bay, Maxwell Bay, Lower Lake South, Browns Bay, Tanager Lake, Wayzata Bay, Grays Bay, Robinson Bay, St. Louis Bay, and Carsons Bay. This zip code encompasses some of the most coveted addresses on Lake Minnetonka, including Wayzata Bay's landmark estates, Crystal Bay's A-rated waters, and the historic Minnetonka Beach village. Home prices frequently range from $1 million to $20 million-plus.

Question 3

What cities and bays are in zip code 55331?

Accepted Answer

Zip code 55331 includes the cities of Excelsior, Greenwood, Minnetrista, and Shorewood. Bays in this zip code include Carsons Bay, St. Albans Bay, Excelsior Bay, Gideon Bay, Lower Lake South, Echo Bay, Lafayette Bay, East Upper Lake, South Upper Lake, Smithtown Bay, and Halsted Bay. Centered around the charming walkable downtown of Excelsior, this zip code combines historic character with lakefront luxury. Residents enjoy access to the Excelsior Commons, waterfront dining, boutique shopping, and easy boat access to the central lake.

Question 4

What cities and bays are in zip code 55364?

Accepted Answer

Zip code 55364 includes the cities of Mound, Minnetrista, Orono, and Independence. Bays in this zip code include North Arm Bay, Forest Lake Bay, Jennings Bay, West Arm Bay, Harrisons Bay, East Upper Lake, Seton Lake, Black Lake, Phelps Bay, South Upper Lake, West Upper Lake, Priests Bay, Cooks Bay, and Halsted Bay. This zip code offers the broadest range of price points on Lake Minnetonka — from Mound's attainable channel access homes and Tonka Toy heritage to Minnetrista and Orono's large-acreage lakeshore estates. It also includes Independence, known for Baker Park Reserve, Lake Independence, and equestrian properties.

Question 5

What cities and bays are in zip code 55359?

Accepted Answer

Zip code 55359 includes the cities of Maple Plain, Independence, Orono, Minnetrista, and Medina. The primary Lake Minnetonka bay in this zip code is Stubbs Bay, a quieter northernmost bay in Orono known for its peaceful, up-north character and deep-lot lakeshore properties. This zip code is the most rural of the five Lake Minnetonka zip codes, characterized by large lots, rolling farmland, private estates, and convenient access to Highway 12 and downtown Wayzata. It falls primarily within the Orono School District #278.

Question 6

What cities and bays are in zip code 55356?

Accepted Answer

Zip code 55356 includes the cities of Long Lake, Orono, and Medina. Bays in this zip code include Stubbs Bay, North Arm Bay, Maxwell Bay, Seton Lake, Black Lake, and Spring Park Bay. This zip code sits on the western side of Lake Minnetonka and offers excellent fishing access via Maxwell Bay — one of the lake's deepest bays at 43 feet — as well as proximity to Lord Fletcher's Old Lake Lodge on West Arm Bay, the North Shore Marina, and the Lake Minnetonka LRT Regional Trail. Long Lake's charming small-town downtown adds community character to this zip code.

Question 7

Which Lake Minnetonka zip code is most affordable?

Accepted Answer

Zip code 55364, centered on Mound, offers the most accessible price points on Lake Minnetonka. Attainable channel access homes, condos like Seahorse Condominiums on Jennings Bay, and smaller lakeshore properties in Mound frequently come to market at prices below the lake average. Zip code 55359 also offers value through large rural lots at prices below comparable land in 55391 or 55331. In contrast, 55391 commands the highest average prices, with many homes exceeding $1 million and waterfront estates regularly trading at $3 million to $20 million-plus.

Question 8

Which Lake Minnetonka zip codes are in the best school districts?

Accepted Answer

All five Lake Minnetonka zip codes are served by highly regarded school districts. Zip code 55391 falls primarily within the Wayzata School District (#284) and the Minnetonka School District (#276), both consistently ranked among Minnesota's top districts. Zip code 55331 is served primarily by the Minnetonka School District (#276). Zip codes 55359 and 55356 fall primarily within the Orono School District (#278), known for academic excellence and small class sizes on a single Long Lake campus. Zip code 55364 is served primarily by the Mound Westonka School District (#277), with portions in Orono (#278). Buyers should always verify school district assignment for any specific address, as boundaries vary even within the same zip code.

Lake Minnetonka Zip Codes

55391

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55331

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55364

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55359

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55356

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